Dowdell Library is excited to share these online virtual health / financial literacy programs in collaboration with Robert Wood Johnson University Hospital and RWJBarnabas Health. If you are interested in these online events, please register by emailing communityed@rwjbh.org
RetireReady NJ is a new retirement savings program, created by the New Jersey Secure Choice Savings Program Act. Many workers in New Jersey do not have access to a private retirement savings plan. RetireReady NJ was created to help bridge the gap in retirement savings for the citizens of New Jersey.
With RetireReady NJ, businesses can help their employees save for retirement in a Roth or Traditional Individual Retirement Account (IRA) through convenient payroll deductions. This new program is an easy way for New Jersey workers to save for the future.
The Dowdell Library Foundation, Inc. was established to enhance financial support for the Sadie Pope Dowdell Public Library of South Amboy, NJ with private funding through grants and donations.
We accomplish our mission through fundraising and your contributions, which enable us to increase library capabilities, resources and services for the community. The Dowdell Library Foundation, Inc. is a 501(c)(3) non-profit corporation and all gifts are tax deductible and qualify for matching grants from many employers.
Provides high-quality, relevant health and wellness information that is trusted, easy to understand, free and in both English and Spanish. Anytime, anywhere, on any device for FREE.
Instantly borrow media, eBooks & comics to enjoy on your computer, tablet, phone & TV! With no waiting, titles can be streamed immediately, or downloaded for offline enjoyment later.
Reference Solutions is a powerful online reference and research tool providing library cardholders instant, real-time access to accurate, in-depth information on
U.S. businesses (59 million) and U.S. residents (310 milliion).
Reference Solutions makes it faster and easier to find new
business opportunities, research executives and companies, find news articles, conduct job searches, research papers, locate addresses and phone numbers,
conduct market research and much more. http://www.dowdell.org/adult.html
An online community to help you with your job search, connect you with other people who are (or have recently been) looking for jobs and interact with a volunteer coaching network. https://nj-career-network-jobseeker-community.mn.co/
A Helping Hand for Homeowners in Need
If you have experienced a financial hardship and an increase in housing related expenses associated with the coronavirus pandemic that created a risk of mortgage delinquency, mortgage default, foreclosure or property tax lien, the Homeowner Assistance Fund may be able to help. https://njerma.com/
A Short Guide to New Jersey’s New Electric Bike and Electric Scooter Law
Electric bicycles and scooters are becoming all the rage as you can get to places much quicker and look cool doing so. Despite this, it is crucial to be aware of the new law regarding them. First of all, below is a list of all of the types of vehicles this law applies to:
Low Speed Electric Bicycles:
“Class One Low Speed Electric Bicycles”: Pedal Assist
“Class Two Low Speed Electric Bicycles”: Throttle
Motorized Bicycles
Low Speed Electric Scooters
Motorized Scooters
Even though there are two types of e-bikes (a short version of electric bicycle), some of them have both modes in one bike. Since e-bikes and electric scooters are not gas powered, they do not qualify as gas powered vehicles, so a new vehicle category was created for them: “Low Speed Electric Vehicle”.
Therefore, so that New Jersey meets federal regulations, all vehicles must meet one of two classifications. The first one being “class 1 low-speed electric bicycle” meaning a low-speed bike can provide assistance when pedaling and stopping after 20 miles per hour (Pedal Assist). The second classification is “class 2 low-speed electric bicycle” meaning a bike with a motor only used to propel the bike should cease to do so once the bicycle reaches 20 miles per hour (Throttle).
Moreover, low speed electric bicycles must follow the same regulations as non-electric bicycles including obeying traffic signals, but like traditional bicycles you do not need a license to operate them. On the other hand, motorized bicycles are defined as electric pedal vehicles that reach between 20 and 28 miles per hour and these vehicles do require a license and registration from the DMV. To sum up, here is a breakdown of the main differences between the two kinds of bicycles
Low Speed Electric Bicycles:
20 mph max speed
750 watts or less
May be parked on sidewalks without blocking pedestrian traffic
No license, insurance, or registration required
Must follow all laws applicable to bicycles
Helmet is required for those under 17
May be pedal assist or throttle powered
Motorized Bicycles:
Electric pedal bicycles that achieve speeds between 20 and 28 miles per hour
Gas pedal bicycles with maximum piston displacement under 50 cc
Require driver’s license, registration, and insurance
Helmet use is required
Moreover, the way e-scooters are defined according to this new law is similar to that of e-bikes. Under previous laws, all electric scooters (except mobility scooters for disabled persons) were illegal for street use. As per the new law, another vehicle type (“Low Speed Electric Scooter”) was created.
Vehicles that fall under this category are defined as “a scooter with a floorboard that can be stood upon by the operator, with handle bars, and an electric motor that is capable of propelling the device with or without human propulsion at a maximum speed of less than 19 miles per hour.” Along with e-bikes, e-scooters must follow all laws that traditional bikes are required to obey traffic laws. Also, whether or not one can ride scooters on sidewalks is up to each municipality.
Lastly, any vehicles that do not fall under any of the categories already listed (ie. motorized skateboards, hoverboards, etc) belong to the motorized scooter category. This category includes vehicles with motors which do not comply with Federal Motor Vehicle Safety Standards. New Jersey state law prohibits individuals from operating motorized scooters on sidewalks or on public roads or lands, but one can utilize them on private property only with owner consent.
As stated above, motorized wheelchairs and mobility scooters are not a part of the motorized scooter category and therefore can be used without permission from the MVC.
