ANCHOR BENEFIT
The NJ Division of Taxation is rolling out the filing season for this year’s ANCHOR benefit for New Jersey residents who own or rent property in New Jersey as their main home. This year's ANCHOR benefit will be based on residency, income, and age from 2025.
For residents under 65 and not collecting Social Security disability or Railroad Retirement Disability benefits, the ANCHOR filing season will begin in August 2026. For senior residents or residents collecting Social Security, disability or Railroad Retirement Disability benefits can apply now using the combined application, PAS-1 at https://propertytaxreliefapp.nj.gov/.
Note: Even if you do not qualify for all three of the aforementioned benefit programs, you must complete the PAS-1 to receive your ANCHOR benefit
The deadline to apply for the 2025 application is November 2, 2026. The Sadie Pope Dowdell Library offers computers open to the public for those looking to fill out the PAS-1 online.
Dowdell Library is excited to share this in-person and virtual health program in collaboration with Robert Wood Johnson University Hospital and RWJBarnabas Health. If you are interested in attending,
please register by emailing communityed@rwjbh.org
The Dowdell Library Foundation, Inc. was established to enhance financial support for the Sadie Pope Dowdell Public Library of South Amboy, NJ with private funding through grants and donations.
We accomplish our mission through fundraising and your contributions, which enable us to increase library capabilities, resources and services for the community. The Dowdell Library Foundation, Inc. is a 501(c)(3) non-profit corporation and all gifts are tax deductible and qualify for matching grants from many employers.
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A Helping Hand for Homeowners in Need
If you have experienced a financial hardship and an increase in housing related expenses associated with the coronavirus pandemic that created a risk of mortgage delinquency, mortgage default, foreclosure or property tax lien, the Homeowner Assistance Fund may be able to help. https://njerma.com/
Online Tools to Help With Medicare Decisions
Choosing Medicare coverage can be complicated. There are many choices, costs, rules, and deadlines to understand. Fortunately, there are several online resources that can make this process easier. Two of the most useful are Medicare.gov and Medicare Interactive.
Medicare.gov is the official U.S. government website for Medicare. Its online tools allow you to compare Medicare Advantage plans, Medicare prescription drug plans, and Medigap policies available in your area. You can enter your medications and preferred pharmacy to get a better idea of your costs. When comparing plans, it is important to look at more than the monthly premium.
Medicare.gov’s tools let you input information to get a better idea of which plans cover what you need. You can also use Medicare.gov to learn about the differences between original Medicare, Medicare Advantage, Medigap, Part D, and financial assistance programs available.
While Medicare.gov is essential for comparing current plans, it does not answer every question a beneficiary may have when it comes to understanding Medicare.
That is whyMedicare Interactivecan be helpful. Medicare Interactive is an online resource created by the Medicare Rights Center that provides educational information designed to help understand Medicare rules and options, and make informed decisions. It is a free, independent online reference tool thoughtfully designed to help older adults, people with disabilities, their families and caregivers, and the professionals who serve them navigate the complex world of health insurance.
Medicare Interactive offers easy-to-understand information and guides that help you through common Medicare questions. These tools are particularly useful because Medicare decisions often depend on why you qualify for Medicare, what other insurance you have, when you enroll, and what type of coverage you choose.
For people who want to become more confident Medicare consumers, this combination can be much more useful than relying on a single comparison chart. Online tools are a great place to start, but you don't have to make Medicare decisions alone.
If you need more help, free Medicare counseling is available through your state's State Health Insurance Assistance Program (SHIP). A SHIP counselor can help you understand your options and answer questions about Medicare. NJ SHIP offers free, local, one-on-one counseling that is completely unbiased.
